When flying an aeroplane, the pilot has no control over the tailwinds and the headwinds. The pilot’s control is to steer the aircraft safely through...

Insurance, a legal contract, has been advertised as a commodity lately, like the utensils we use in the kitchen. Even the conclusion period of an...

The construction industry holiday is a period when most contractors, sub-contractors, architects, quantity surveyors, engineers, and other...

Liability insurance forms an integral part of practically all Contract Works and Plant All Risks insurance policies. The use of vehicles on public...

George Jennings and Kobus van Niekerk are both senior underwriters at Consort.  Collectively, George and Kobus have 100+ years of experience in...

Scope of Business Interruption Insurance Business Interruption insurance is also known as Loss of Profits insurance and/or Consequential Loss...

Understanding Increase in Cost of Working (ICOW) In the event of an indemnifiable insurable loss, the Insured can potentially be exposed to...

1. Introduction to underinsurance It is a prerequisite of certain classes of insurance that the insurance values are adequate to match the exposure....

It is important to bear in mind that insurance requirements should be up to date and comply with the key insurance terms and conditions. Always...

Whether a natural or legal entity, we are all subject to risk. Sometimes with unpleasant consequences. Often, people take risks deliberately with...