George Jennings and Kobus van Niekerk are both senior underwriters at Consort.  Collectively, George and Kobus have 100+ years of experience in...

Scope of Business Interruption Insurance Business Interruption insurance is also known as Loss of Profits insurance and/or Consequential Loss...

Understanding Increase in Cost of Working (ICOW) In the event of an indemnifiable insurable loss, the Insured can potentially be exposed to...

1. Introduction to underinsurance It is a prerequisite of certain classes of insurance that the insurance values are adequate to match the exposure....

It is important to bear in mind that insurance requirements should be up to date and comply with the key insurance terms and conditions. Always...

Whether a natural or legal entity, we are all subject to risk. Sometimes with unpleasant consequences. Often, people take risks deliberately with...

When it comes to Engineering Insurance Consequential Loss, there are various policies that can be considered. These policies are designed and...

On September 2nd, 1666, a fire broke out in Pudding Lane, London close to where the monument now stands. When this memorable fire had run its course...

Most short-term insurance policies covering material or property damage have an inception date, expiry date and/or renewal date, be it a monthly,...

When standard does not make the grade Most, if not all policy wordings are offered in a standard format. Such a wording may not meet all the...