Plant All Risk Insurance (PAR)


Plant All Risks Insurance is intended to cover all types of construction plant i.e. mobile yellow metal plant such as Graders, TLB’s, Excavators and / or non-mobile construction equipment such as scaffolding, generators, small tools used for the purpose of building and civil engineering construction projects from residential (housing) to commercial (shopping centres and office blocks) to infrastructure (roads, bridges, dams, waters and sewage reticulation pipelines) etc.

 Our PAR insurance covers the insured on an “All risks” basis for the loss of or damage to the insured Plant and / or equipment whilst it is in use on site, in transit or being stored. Cover can be extended to included:

  • Hired-in Plant
  • Continuing Hire Charges
  • Public liability

when used a tool of trade.

Cover intended for the loss of or damage to plant being used in the construction industry such as:

  • Tower cranes
  • Mobile cranes
  • Excavators
  • Bulldozers
  • Dumpers, etc


  • Electrical & Mechanical Breakdown
  • Fire
  • Natural Hazards
  • Theft / Burglary
  • Negligence / accidental damage


  • Elemental Perils
  • Human Error (negligence)
  • Operational Failure
  • Theft / malicious damage

Consort Technical Underwriting Managers (Pty) Ltd (Reg No 1999/003909/07) is an Authorised Financial Services Provider (FSP No 2273), is FAIS compliant and is underwritten by Lombard Insurance Company Limited (FSP No 1596). CONSORT TECHNICAL UNDERWRITERS © 2020. All rights reserved.